How-to guides
Plain-language articles on tax, investing, and tools — with free calculators you can use right away. No signup, no paywall.
New Tax Regime vs Old Regime 2025-26 — Which Saves You More?
Compare India's new vs old income tax regime for FY 2025-26. Learn who benefits from lower slab rates vs 80C, HRA, and home loan deductions — and find your break-even salary.
How to Calculate GST in India — CGST, SGST, IGST Explained
Learn how to calculate GST in India: CGST, SGST, and IGST for intra-state vs inter-state sales. Includes formulas, standard rates (5%, 12%, 18%, 28%), and reverse GST.
Step-Up SIP vs Regular SIP — The Math That Changes Everything
See how a step-up SIP (annual top-up) beats a flat monthly SIP over 20 years. Real corpus numbers, when to use step-up, and a free calculator.
PPF vs NPS — Which Is Better for Retirement Savings?
Compare PPF and NPS for retirement in India: returns, tax benefits, lock-in, and maturity rules. See which fits your risk profile with real corpus examples.
How EPF is Calculated — Employee and Employer Contributions Explained
Understand EPF calculation in India: 12% employee contribution, employer split (3.67% EPF + 8.33% EPS), ₹1,250 EPS cap, and 8.25% interest for FY 2025-26.