TDS Calculator — Tax Deducted at Source (FY 2025-26)
Calculate TDS instantly for salary, interest, rent, and professional fees. Covers Section 194A, 194C, and 194J with PAN/no-PAN rates.
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How to Use
Step-by-step guide to get the most from this tool
- 1
Select TDS section
Choose the applicable section: 194A (interest), 194C (contractor), 194J (professional fees), or 192 (salary).
- 2
Enter payment details
Type the payment amount, select payee type (individual/company), and indicate whether the payee has a valid PAN.
- 3
Review TDS breakdown
See TDS amount, net payment, and effective rate. If no PAN is provided, the rate doubles to 20%.
Features
What makes this tool stand out
Multiple sections
Covers 194A interest, 194C contractor, 194J professional, and 192 salary.
PAN status check
Automatically doubles rate to 20% when PAN is not available.
Visual breakdown
Bar chart showing gross payment, TDS deducted, and net amount received.
100% private
All calculations run in your browser — no data sent to any server.
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Frequently Asked Questions
Quick answers to common questions
What is TDS and when is it deducted?+
TDS (Tax Deducted at Source) is tax collected by the payer before making payment. Under Section 194A, TDS is 10% on interest above ₹40,000 (₹50,000 for seniors). Section 194C covers contractor payments at 1% (individual) or 2% (company). Section 194J covers professional fees at 10%.
What is the TDS rate on salary in India for 2025-26?+
TDS on salary under Section 192 is deducted at the applicable income tax slab rate. The employer calculates estimated annual salary, subtracts eligible deductions, and deducts TDS monthly based on projected tax liability for the year.
How do I claim TDS refund?+
TDS deducted in excess of actual tax liability can be claimed as refund by filing your Income Tax Return (ITR). The refund is credited to your linked bank account after processing by the Income Tax Department, usually within 4–16 weeks.