Plan your Systematic Withdrawal Plan. See how long your corpus lasts at a given monthly withdrawal rate, and how returns offset withdrawals.
More free utilities you might find useful
Quick answers to common questions
SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals while the remaining corpus continues to earn returns.
First estimate your monthly expenses adjusted for inflation. Then calculate the corpus needed using SWP reverse calculation: ensure your withdrawal rate is below the expected return rate so the corpus does not deplete quickly.
A commonly cited safe withdrawal rate is 4% annually (the "4% rule"). At 8% expected returns with 4% inflation, withdrawing ~4% annually theoretically sustains your corpus indefinitely.
Your data is processed entirely in your browser. Nothing is sent to any server.